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What you put in, what it is worth today, and what it turns into if you leave it alone until the lock finishes.
Each one is its own deposit with its own finish date. Two FDs bought a fortnight apart are two separate deposits and come back on two different days — the later one finishes later.
Every rupee in and out, newest first, exactly like a bank statement. The balance on the right is what was in your wallet after each one.
Every day since you started. The gap between the two lines is what your money has earned you.
Money only leaves your pot when Dad actually hands it over. Ask here, and it stays in your wallet until he says yes.
Every month, side by side. The line across each bar is what you said you would spend.
Put your money where you want it. Once you press the button it is final for this month.
You do not have to wait for next month. Anything sitting in your wallet that is not your spending money can be invested any day you like. You can only add — nothing comes back out.
Nothing leaves his pot until you hand it over here. Give it to him in real life at the same time you press the button.
Something he spent that did not go through the ask-me flow. It comes straight out of his wallet and appears on his statement, so tell him you are adding it.
Birthday, Diwali, grandparents. It lands in his wallet on the day and he decides at his next monthly decision how much to lock away. It counts as money put in, so it never shows up as something he earned — and it does not raise the amount he is obliged to spend.
Reopening a month is logged permanently with your reason.
Pick something you will remember. No email is sent.
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